Effective Date: June 3, 2026
Agreement to Terms
Welcome to Apex Auto Quotes (“Apex Auto Quotes,” “we,” “our,” or “us”).
These Terms of Service (“Terms”) govern your access to and use of the Apex Auto Quotes website, services, and related offerings (collectively, the “Services”).
By accessing or using our website, submitting information, or requesting insurance quote comparisons, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.
Eligibility
You must be at least 18 years old and legally capable of entering into binding agreements to use our Services.
By using our Services, you represent and warrant that:
- You are at least 18 years of age.
- The information you provide is accurate and complete.
- You are authorized to submit the information provided.
Nature of Our Services
Apex Auto Quotes is an independent lead generation and quote comparison service.
We are not an insurance company, insurance carrier, insurance agency, broker, or producer unless specifically disclosed otherwise.
We do not issue insurance policies, determine premiums, approve applications, or guarantee insurance coverage.
Our role is to connect consumers with licensed insurance providers and related service providers who may offer insurance products or services.
No Guarantee of Quotes or Coverage
Submission of information through our website does not guarantee:
- Receipt of insurance quotes
- Insurance eligibility
- Insurance approval
- Specific pricing
- Specific savings
- Availability of coverage
Insurance availability, rates, and coverage vary by provider, state, and individual circumstances.
User Responsibilities
You agree to:
- Provide truthful and accurate information
- Update information when necessary
- Use the website only for lawful purposes
- Not interfere with website operations
- Not attempt unauthorized access to our systems
You are solely responsible for any information submitted through the Services.
Consent to Communications
By submitting your information, you expressly consent to receive communications from Apex Auto Quotes and its licensed insurance partners, including:
- Telephone calls
- Text messages (SMS/MMS)
- Emails
- Automated telephone dialing systems
- Pre-recorded messages
- Artificial voice messages
Communications may be sent to the phone number and email address provided by you, even if your number appears on a federal, state, or local Do-Not-Call list where permitted by law.
Your consent is not required as a condition of purchasing any product or service.
Message and data rates may apply.
You may opt out of future communications at any time.
Intellectual Property
All website content, including text, graphics, logos, branding, designs, software, and other materials, is the property of Apex Auto Quotes or its licensors and is protected by applicable intellectual property laws.
You may not reproduce, modify, distribute, sell, or exploit any content without prior written permission.
Third-Party Services
Our website may contain links to third-party websites or services.
We are not responsible for:
- Third-party content
- Third-party services
- Third-party privacy practices
- Third-party products or offers
Your interactions with third parties are governed by their own terms and policies.
Disclaimer of Warranties
The Services are provided on an “AS IS” and “AS AVAILABLE” basis.
To the fullest extent permitted by law, Apex Auto Quotes disclaims all warranties, whether express or implied, including but not limited to:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy of information
- Availability of services
We do not guarantee uninterrupted or error-free operation of the website.
Limitation of Liability
To the maximum extent permitted by law, Apex Auto Quotes and its affiliates, officers, directors, employees, agents, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
- Use of the Services
- Inability to use the Services
- Insurance decisions made by third parties
- Communications from third-party providers
- Errors or interruptions in website operation
Our total liability shall not exceed one hundred U.S. dollars ($100) or the amount paid by you to use the Services, whichever is greater.
Indemnification
You agree to defend, indemnify, and hold harmless Apex Auto Quotes and its affiliates from any claims, damages, liabilities, costs, and expenses arising from:
- Your use of the Services
- Your violation of these Terms
- Information you submit through the website
Privacy
Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
Modifications
We may modify these Terms at any time.
Updated versions will be posted on this page with a revised Effective Date.
Continued use of the Services after modifications constitutes acceptance of the revised Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to conflict-of-law principles.
Contact Information
If you have questions regarding these Terms, please contact:
Apex Auto Quotes
Email: support@apexautoquotes.com
Website: https://apexautoquotes.com